*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #047857;--primary-dark: #065f46;--primary-light: #10b981;--accent: #fbbf24;--accent-dark: #f59e0b;--dark: #1f2937;--white: #ffffff;--gray-50: #f9fafb;--gray-100: #f3f4f6;--gray-200: #e5e7eb;--gray-400: #9ca3af;--gray-500: #6b7280;--gray-600: #4b5563;--gray-800: #1f2937}html{scroll-behavior:smooth}body{font-family:Montserrat,system-ui,sans-serif;color:var(--gray-800);line-height:1.6}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{max-width:1200px;margin:0 auto;padding:0 20px}.promo-banner{background:linear-gradient(90deg,var(--primary-dark) 0%,var(--primary) 100%);color:#fff;padding:12px 0;text-align:center;font-size:14px}.promo-banner a{color:var(--accent);font-weight:600;margin-left:8px}.header{background:#fff;padding:12px 0;box-shadow:0 2px 10px #0000001a;position:sticky;top:0;z-index:100}.header-inner{display:flex;align-items:center;justify-content:space-between}.logo{display:flex;align-items:center;gap:10px;color:var(--primary)}.logo-icon{width:44px;height:44px}.logo-icon svg{width:100%;height:100%}.logo-text{font-weight:800;font-size:16px;line-height:1.1;text-transform:uppercase}.nav{display:none;gap:24px}.nav a{font-size:14px;font-weight:600;color:var(--gray-600);text-transform:uppercase;letter-spacing:.5px}.nav a:hover{color:var(--primary)}.header-phone{display:flex;align-items:center;gap:8px}.phone-icon{font-size:20px}.phone-text small{display:block;font-size:11px;color:var(--gray-500)}.phone-text strong{color:var(--primary);font-size:16px}.hero{position:relative;background:var(--dark);padding:60px 0 80px;overflow:hidden}.hero-bg{position:absolute;inset:0;background:url(https://images.unsplash.com/photo-1513880989635-6eb491ce7f5b?w=1600&h=900&fit=crop) center/cover;opacity:.3}.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr;gap:40px;align-items:center}.hero-badge{display:inline-block;background:var(--accent);color:var(--dark);padding:8px 16px;border-radius:4px;font-size:13px;font-weight:700;margin-bottom:20px}.hero-content h1{font-size:clamp(32px,5vw,56px);font-weight:900;color:#fff;line-height:1.05;margin-bottom:20px;letter-spacing:-1px}.hero-content p{font-size:17px;color:#ffffffd9;max-width:500px;margin-bottom:24px}.hero-features{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:32px}.feature{background:#ffffff1a;color:#fff;padding:8px 16px;border-radius:4px;font-size:14px;font-weight:600}.hero-cta{display:flex;flex-wrap:wrap;gap:12px}.btn-primary{background:var(--accent);color:var(--dark);padding:16px 32px;border-radius:4px;font-weight:700;font-size:15px;transition:all .2s}.btn-primary:hover{background:var(--accent-dark);transform:translateY(-2px)}.btn-secondary{background:transparent;color:#fff;padding:16px 32px;border:2px solid rgba(255,255,255,.3);border-radius:4px;font-weight:600;font-size:15px}.hero-form-wrap{background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 20px 60px #0006}.hero-form{padding:28px}.form-header{display:flex;align-items:center;gap:12px;margin-bottom:20px}.free-badge{background:var(--primary);color:#fff;padding:4px 10px;border-radius:4px;font-size:12px;font-weight:700}.form-header h3{font-size:20px;font-weight:700;color:var(--dark);line-height:1.2}.hero-form form{display:flex;flex-direction:column;gap:12px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.hero-form input,.hero-form select{width:100%;min-width:0;padding:14px;border:2px solid var(--gray-200);border-radius:4px;font-size:14px;font-weight:500}.hero-form input:focus,.hero-form select:focus{outline:none;border-color:var(--primary)}.hero-form button{background:var(--primary);color:#fff;padding:16px;border:none;border-radius:4px;font-size:15px;font-weight:700;cursor:pointer;transition:background .2s}.hero-form button:hover{background:var(--primary-dark)}.form-note{font-size:12px;color:var(--gray-500);text-align:center;margin-top:8px}.stats-bar{background:var(--primary);padding:32px 0}.stats-inner{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;text-align:center}.stat-number{display:block;font-size:32px;font-weight:800;color:var(--accent)}.stat-label{font-size:13px;color:#fffc;text-transform:uppercase;letter-spacing:1px}.section-header{text-align:center;margin-bottom:48px}.section-header.light h2,.section-header.light p{color:#fff}.section-header h2{font-size:clamp(24px,4vw,36px);font-weight:800;color:var(--dark);margin-bottom:12px;letter-spacing:-.5px}.section-header p{font-size:16px;color:var(--gray-600)}.services{padding:80px 0;background:var(--gray-50)}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}.service-card{background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 4px 20px #00000014;transition:transform .3s}.service-card:hover{transform:translateY(-8px)}.service-image{height:200px;background-size:cover;background-position:center;position:relative}.service-tag{position:absolute;top:16px;left:16px;background:var(--accent);color:var(--dark);padding:6px 12px;border-radius:4px;font-size:12px;font-weight:700}.service-body{padding:24px}.service-body h3{font-size:20px;font-weight:700;color:var(--dark);margin-bottom:12px}.service-body p{font-size:14px;color:var(--gray-600);margin-bottom:16px}.service-body ul{list-style:none;margin-bottom:20px}.service-body li{font-size:14px;color:var(--gray-700);padding:4px 0}.service-cta{color:var(--primary);font-weight:700;font-size:14px}.insurance{padding:80px 0;background:#fff}.insurance-inner{display:grid;grid-template-columns:1fr;gap:48px;align-items:center}.eyebrow{display:inline-block;background:var(--primary);color:#fff;padding:6px 14px;border-radius:4px;font-size:12px;font-weight:700;text-transform:uppercase;margin-bottom:16px}.insurance-content h2{font-size:clamp(28px,4vw,40px);font-weight:800;color:var(--dark);margin-bottom:16px}.insurance-content>p{font-size:16px;color:var(--gray-600);margin-bottom:32px}.insurance-features{display:flex;flex-direction:column;gap:20px;margin-bottom:32px}.ins-feature{display:flex;gap:16px;align-items:flex-start}.ins-icon{font-size:28px}.ins-feature strong{display:block;font-size:16px;color:var(--dark)}.ins-feature p{font-size:14px;color:var(--gray-500);margin:0}.insurance-image img{border-radius:8px}.reviews{padding:80px 0;background:var(--primary)}.reviews-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}.review-card{background:#fff;padding:28px;border-radius:8px}.stars{color:var(--accent);font-size:18px;margin-bottom:16px}.review-card p{font-size:15px;color:var(--gray-700);font-style:italic;margin-bottom:20px;line-height:1.7}.reviewer strong{display:block;color:var(--dark)}.reviewer span{font-size:13px;color:var(--gray-500)}.cta{padding:80px 0;background:var(--dark);text-align:center}.cta h2{font-size:clamp(28px,5vw,44px);font-weight:800;color:#fff;margin-bottom:16px}.cta p{font-size:18px;color:#fffc;margin-bottom:32px}.btn-white{display:inline-block;background:var(--accent);color:var(--dark);padding:18px 40px;border-radius:4px;font-weight:700;font-size:16px}.footer{background:#111827;color:var(--gray-400);padding:60px 0 0}.footer-inner{display:grid;grid-template-columns:1fr;gap:40px;padding-bottom:40px}.footer-logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:18px;margin-bottom:16px}.logo-icon.small{width:32px;height:32px}.footer-main p{font-size:14px;margin-bottom:16px;line-height:1.7}.footer-badges span{display:inline-block;background:#ffffff1a;padding:6px 12px;border-radius:4px;font-size:12px;margin-right:8px}.footer-links h4,.footer-contact h4{color:#fff;font-size:14px;font-weight:700;margin-bottom:16px;text-transform:uppercase}.footer-links a{display:block;font-size:14px;margin-bottom:10px}.footer-links a:hover{color:#fff}.footer-phone{display:block;font-size:20px;font-weight:700;color:var(--accent);margin-bottom:16px}.footer-contact p{font-size:14px;margin-bottom:8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;text-align:center;font-size:13px}@media (min-width: 768px){.nav{display:flex}.hero-inner{grid-template-columns:1fr 380px}.stats-inner{grid-template-columns:repeat(4,1fr)}.insurance-inner{grid-template-columns:1fr 1fr}.footer-inner{grid-template-columns:2fr 1fr 1fr 1fr}}@media (min-width: 1024px){.container{padding:0 40px}}.roofo-banner{position:fixed;bottom:0;left:0;right:0;background:#1e3a5f;padding:16px 20px;z-index:9999;box-shadow:0 -4px 20px #00000026}.roofo-banner-inner{max-width:1200px;margin:0 auto;display:flex;flex-direction:column;align-items:center;gap:12px;text-align:center}.roofo-brand{display:flex;align-items:center;gap:8px;color:#fff}.roofo-icon{width:20px;height:20px}.roofo-name{font-size:18px;font-weight:700;letter-spacing:-.5px}.roofo-info{flex:1}.roofo-headline{font-size:15px;color:#fff;margin:0}.roofo-headline strong{color:#fbbf24}.roofo-features{font-size:13px;color:#ffffffb3;margin:4px 0 0}.roofo-btn{background:#fff;color:#1e3a5f;padding:10px 24px;border:none;border-radius:6px;font-size:14px;font-weight:600;cursor:pointer;transition:all .2s;white-space:nowrap;text-decoration:none;display:inline-block}.roofo-btn:hover{background:#f8fafc;transform:translateY(-1px)}@media (min-width: 768px){.roofo-banner{padding:14px 24px}.roofo-banner-inner{flex-direction:row;text-align:left;gap:24px}.roofo-headline{font-size:16px}}body{padding-bottom:100px}@media (min-width: 768px){body{padding-bottom:70px}}
